Tax Planning & Advisory
Anyone with a choice between the old and new tax regime, or with investments, capital gains or retirement planning to structure, benefits from tax planning done before the financial year ends, not just at filing time. Khata World builds a personalized strategy plus ITR filing and two consultations, from ₹9,999/year.
Plan Your TaxesIt's Not About How Much You Earn, It's About How Much You Keep
Effective tax planning is a year-round process. We go beyond simple filing to create a holistic strategy that aligns with your financial goals, ensuring you pay only what's necessary.
Includes ITR Filing & 2 consultations.
Our Tax Planning Process
Analyze
We review your complete financial picture.
Strategize
We identify opportunities for tax savings.
Implement
We help you execute the plan throughout the year.
Review
We review and adjust the plan as your life changes.
Tax Regimes & Planning at a Glance
Key figures for AY 2026-27 — current as of 25 August 2026. Regime rules change with each Finance Act; verify against incometax.gov.in before relying on these for a specific filing.
- Choosing your regime
- If you have no business or professional income, you can choose between the old and new tax regime afresh every year when you file — the choice made in one year does not lock you in for the next.
- Default regime
- The new tax regime is the default for AY 2026-27. If you want the old regime instead, you must actively opt for it while filing your return.
- Tax-free income threshold
- Under the new regime, the Section 87A rebate makes taxable income up to ₹12 lakh effectively tax-free. Under the old regime, the rebate applies only up to ₹5 lakh of taxable income.
- Deductions available
- The old regime allows deductions such as Section 80C investments, HRA and home loan interest on a self-occupied property; the new regime does away with most of these in exchange for lower slab rates.
- When to plan
- Tax-saving investments and structuring decisions need to be in place before 31 March, the end of the financial year — waiting until you file your return in July leaves no room to act on most of them.
Last updated: 25 August 2026
Tax Planning — Common Questions
Stop Leaving Money on the Table
A small investment in tax planning can lead to significant savings. Let's explore how we can help you.